Thank you!

Thank you for your application and buying your new car on finance.

1. Application Recieved.

Your application will be reviewed by our team and sent to our panel of lenders.

2. Receive your approval.

Anytime after the first 24 hours you can expect a call from one of our experts, with the information on your application.

3. Choose your vehicle.

Based on your budget and your choice of car, our experts will get you into your new car based on your monthly budget.

4. Collection or Delivery.

We are nationwide, so its your choice, if you want to collect or we can deliver direct to your door!

Peace of mind, every step of the way

Our vehicles are checked by a mechanical team to a specific standard, MOTs are done via 3^rd parties, the admin team assist with all the paperwork and after your handover, for extra added peace of mind, all cars on finance come with a minimum of 3-months national warranty with the 2020 Warranty Group as standard.

This means you know have an extra team to help you in the event of an unexpected issue for months after buying the car.

We love our customers feedback!

★★★★★ 5/5

Couldn’t have asked for a better customer service. Lee was brilliant with his assistance from the very start. He listened to everything I said and helped me find my perfect car. It was such a quick and easy process, I didn’t have to do a thing. Can’t thank you enough Lee, will defo be recommending you to others!

I have had Jonny dealing with my finance and searching high and low for my dream car, When we had an issue with the first car due to no fault of Good or Bad Car Credit , Jonny even whilst on his holiday got straight on the phone and reassured me he would find a car straight the way, working endless hours, Even paid for a rental car to keep me going until my car delivery. I couldn’t have chosen a better place to shop for my dream car. Thank you so much.

Got approved and within 10mins I had a call. Within an hour or two they found me a car around my budget and what I was looking for. They did all the work leaving me stress free. Amazing cant fault the service. Top stuff

Common questions we get!

What are my financing options if I have good credit?

With good credit, you typically have access to lower interest rates and better loan terms. You might qualify for promotional rates, no-down-payment loans, or extended loan terms from various lenders.

Can I still get a car loan with bad credit?

Yes, you can still get a car loan with bad credit, but it may come with higher interest rates and less favourable terms. Lenders might require a larger down payment or shorter loan term. We treat all customers the same and have lots of lenders to help you.

How does my credit score impact my car loan interest rate?

Your credit score plays a significant role in determining your interest rate. Higher credit scores generally qualify for lower rates, which can save you money over the life of the loan. Lower credit scores often result in higher interest rates due to increased risk for the lender.

What can I do to improve my chances of getting a car loan with bad credit?

Improving your credit score will always help. Paying off existing debts, correcting any errors on your credit report, electoral role registration and saving for a larger down payment can increase your chances.