We make it simple!
Good or bad car credits ethos is to help customers with a focus to make it easy for you. Having years of experience with leading lenders, we are able to have you approved quickly.
Trained staff and variety of vehicle choice allows our team of finance experts to support you every step of the way, providing any information or assistance that you may require. We have helped hundreds of vehicle buyers secure a credit agreement that works for them.
Find a car in your budget
Save time Choose a budget before you choose a car. Our experts can help you with any budget.
Apply Online
Any time 24 hour online form to complete and we can work on getting you an approval.
Drive away happy!
Timed collections and deliveries we can also collect your part ex to make it easier for you.
Peace of mind, every step of the way
Our vehicles are checked by a mechanical team to a specific standard, MOTs are done via 3rd parties, the admin team assist with all the paperwork and after your handover, for extra added peace of mind, all cars on finance come with a minimum of 3-months national warranty with the 2020 Warranty Group as standard. This means you know have an extra team to help you in the event of an unexpected issue for months after buying the car.
Let's do this your way!
Choose your car, choose your finance style, collection or delivery, drive away happy!
Part exchange if it helps
We offer part exchange option regardless of age and mileage. The value of your current vehicle will depend on its condition, mileage, and market value. Simply provide us with the details of your car, and we’ll offer a fair and competitive value, which would be used as the deposit towards your new vehicle. Don’t worry if you got a settlement we can help there too.
Choose finance if it’s right
You can choose the finance option that best suits your needs, whether it's Hire Purchase (HP) or Personal Contract Purchase (PCP). With HP, you’ll own the car outright at the end of the agreement through fixed monthly payments. If you prefer PCP gives you the option to return, or refinance the vehicle at the end of the term. The choice is yours!
Decide how to get your car
You can decide how to get your car with ease. We offer convenient nationwide delivery straight to your door, ensuring a hassle-free experience. Alternatively, if you prefer, you can choose to collect your vehicle from our location at a time that suits you. Whether you opt for delivery or collection, we’ll make sure the process is smooth and easy.
We love our customers feedback!
Common questions we get!
With good credit, you typically have access to lower interest rates and better loan terms. You might qualify for promotional rates, no-down-payment loans, or extended loan terms from various lenders.
Yes, you can still get a car loan with bad credit, but it may come with higher interest rates and less favourable terms. Lenders might require a larger down payment or shorter loan term. We treat all customers the same and have lots of lenders to help you.
Your credit score plays a significant role in determining your interest rate. Higher credit scores generally qualify for lower rates, which can save you money over the life of the loan. Lower credit scores often result in higher interest rates due to increased risk for the lender.
Improving your credit score will always help. Paying off existing debts, correcting any errors on your credit report, electoral role registration and saving for a larger down payment can increase your chances.