We work with all credit types. While a higher credit score may offer better rates, we specialise in helping customers with various credit situations get approved for car finance.

You’ll need: Valid UK driving license, proof of address (utility bill/bank statement from last 3 months), proof of income (payslips/bank statements), and employment details.

Initial decisions are typically made within minutes. Full approval can be completed within 24-48 hours once all required documentation is provided.

We require a minimum monthly income of £1,200. This can be from employment, self-employment, or a combination of regular income sources.

Initial pre-qualification checks won’t affect your credit score. A full credit check will only be performed with your permission when proceeding with a formal application.